I also offer a sliding fee. Contact me to apply.
I don’t currently accept insurance, although I do provide superbills which many of my clients use for reimbursement through their insurance. Check with your insurance provider to see if they will reimburse for my services. Most will apply counseling services towards your out-of-pocket deductible.
Insurance providers require a diagnosis, since I work with trauma, especialy with teens and young adults I don’t like to add a label to a clients permanent record when working though a situation that could change draumatically with treatreatment.
Insurance providers determine their own reimbursement rates, usually about 60% of a counselor’s out-of-pocket rate. Which can cause work-life balance issues and decrease self care for your counselor. This can lead to ethical concerns because counselors need to take time to care for themselves so they have healthy mental states in order to care for others.
Insurance providers can audit a counselor’s files without additional consent, which means your therapy notes may be seen by a non-therapist and I am unable to protect the information once it’s out of our hands.
Insurance providers can dictate how a counselor can provide care to a client. They will only reimburse for what they consider “evidence based practices” which means they may refuse to pay for specialty areas of care. Since we use multiple modalities of counseling it could restrict therapeutic care from your counselor.
Insurance providers can deny claims, delay payment, or retroactively deny claims (even years later), and require money to be paid back. If this happens the client is ultimately responsible for the cost.
Insurance providers require added overhead costs from Balance Counseling and Wellness due to claims processing, follow-up inquiries, and the hoops they require for all of the above requirements.
